I have started my Christmas shopping already. The best part, I haven’t spent a penny!! Yay me! Through our bank we can accumulate points every time we use our debit/credit card. If the purchase is under $12.50 we run it as debit so we can get at least 25 points. When it is over that amount we run it as credit so we can get double points. The gas prices that we have been having has added up quite nicely on our points! I had over 80,000 points to “spend”. I got my in laws out of the way, and some gift cards for the boys as well.
I also belong to mypoints.com, and have points there to redeem as well. I am going to get gift cards to my favorite store, Target. I will use these to get gifts for my nieces.
I still want to get something for my mother in law. I am think maybe a few Mulberry trees. She has a think for trees, and the one in her front yard has recently died, so maybe getting her one to replace it will be the perfect “surprise” gift, as she usually figures out what we get her before she receives it!.
So glad to get a head start on my shopping, and not having to make a dent in our checkbook!!














