My Life as Mama Jodi

Is it necessary to have mortgage life insurance? I have been going over all of our bills to see where we can cut corners. I have heard that you really don’t need PMI with your mortgage. So is is necessary, or can we do with out it? While it won’t make a huge difference in our mortgage payment, it will add up with all other areas we cut back on. I guess I am going to have to call our mortgage company in the morning to see what we can do. Wish me luck!

Comparing prices for microwave ovens. Ours is acting up already. Its not that old either. They just don’t make them like they used to. My first one I received as a gift back in 1989 and that lasted me for a good fourteen years. I would really like to have another one like that one. This time around though, I would like to get one that I can put above my oven so I can free up some counter space.

Our old one is looking so worn and overflowing with DVD’s CD’s and other stuff. I would like one with multiple audio racks on it. I want some thing more modern looking but hubby is wanting to stick with the traditional wood kind.

I really like the looks of this one

Some of the features are:
* A two-tone, black and silver finish, designed to complement modern audio-video systems.
*An adjustable design, accommodating various television sizes.
* Clear tempered glass side shelves, designed to hold necessary VCRs, DVD players, video game systems and cable/satellite boxes.
* Lightweight particle-board accents in a black, woodgrain finish.
* Silver metal framing.
* Integrated wire management.

Its easy to assembly and comes with all necessary hardware included. But then again, I would need to find some sort of video unit to store all the DVD’s, CD’s and videos. So back to the drawing board.

Have you seen this as seen on tv informercial for Floam? Trent saw this the other day and said he wanted some. It looks like it could be a lot of fun. Its safe and non-toxic and is made from special, tiny micro beads that stick to each other and can make anything you can imagine. From the different websites I have seen this on, you can make some fun masks, or mold it to cans to decorate them for pencil holders. I may have to look into it.

I should probably check into life insurance for myself. I know my hubby has some thing through his work but I haven’t worked outside the home for the last 13 years. Global Life has term insurance coverage up to $50,000. The monthly fees are pretty good for this too, for as low as $3.27. If for some reason I am not happy with this coverage they have a no risk money back guarantee.